The Punjab and Sind Bank has released its latest recruitment notification for 190 vacancies of Specialist Officer (SO) for graduates: Check detail

 Punjab & Sind Bank SO Recruitment 2025: 190 vacancies: Apply

🏦 Punjab & Sind Bank SO Recruitment 2025 – Apply for 190 Specialist Officer Posts

Punjab & Sind Bank has released a notification for Lateral Recruitment of Specialist Officers (SO) in MMGS-II on a regular basis. This is a great opportunity for professionals in Credit and Agriculture Finance domains.

📌 Vacancy Summary

• Total Vacancies: 190

• Credit Manager: 130 Posts

• Agriculture Field Officer: 60 Posts

• Last Date to Apply: 10 October 2025

• Pay Scale: ₹64,820 – ₹93,960 (MMGS-II)

• Selection Process: Written Test + Interview

• Qualification: Graduation + 3 yrs experience / MBA / CA / Agri Degree

• Apply Online: punjabandsindbank.co.in
• PDF Notification 

 Punjab & Sind Bank SO Recruitment 2025: 190 vacancies: Apply

📋 Post-wise Details

Credit Manager – 100 Posts

• Eligibility:

• Graduation with 60% (55% for SC/ST/OBC/PwBD)

• OR CA/CMA/CFA/MBA (Finance)

• Minimum 3 years experience in credit appraisal or branch operations

• Age Limit: 23–35 years (as on 01.09.2025)

• Job Role: Credit operations, customer acquisition, branch management

Agriculture Field Officer – 90 Posts

• Eligibility:

• BSc in Agriculture/Horticulture/Veterinary/Dairy/Forestry etc. with 60% (55% for reserved categories)

• Minimum 3 years experience in agri-finance

• Age Limit: 23–35 years

• Job Role: Promote agri-loans, manage schemes, customer outreach

💰 Pay Scale & Benefits

• Basic Pay: ₹64,820 – ₹93,960

• Perks: DA, HRA, medical, LTC, retirement benefits

• Probation: 1 year

• Bond: 2 years or pay 3 months gross salary

📝 Selection Process  for Punjab & Sind Bank SO Recruitment 2025: 190 vacancies

• Stage 1: Written Test

• English (20 marks), General Awareness (20), Professional Knowledge (60)

• Stage 2: Interview

• Final Merit: 70% written + 30% interview

• Minimum Qualifying Marks:

• UR/EWS: 40%

• SC/ST/OBC/PwBD: 35%

📅 Important Dates

Event	Date
Application Start	19 Sep 2025
Last Date to Apply	10 Oct 2025
Exam Date	To be notified
Interview Date	To be notified

🖥️ How to Apply

1. Visit punjabandsindbank.co.in

1. Go to Recruitment section

1. Click on SO MMGS-II Notification

1. Register and fill the form

1. Upload documents and pay fee:

• ₹850 for Gen/OBC/EWS

• ₹100 for SC/ST/PwBD

1. Submit and print application

📎 Application Tips

• Keep scanned copies of photo, signature, thumb impression, and handwritten declaration ready

• Use a valid email and mobile number

• No changes allowed post submission

• Ensure eligibility before applying

🧠 Selection Process – Detailed Breakdown

📘 Stage 1: Written Test (Online)

• Total Marks: 100

• Duration: 105 minutes

• Sections:

• English Language – 20 marks

• General Awareness – 20 marks

• Professional Knowledge – 60 marks

• Minimum Qualifying Marks:

• UR/EWS: 40%

• SC/ST/OBC/PwBD: 35%

• Marks: 50

• Weightage: 30% of final score

• Venue: New Delhi (tentative)

• Written Test (out of 120) → scaled to 70

• Interview (out of 50) → scaled to 30

• Final Score: out of 100

• Ranking: State-wise and category-wise

🗣️ Stage 2: Personal Interview

🧮 Final Merit Calculation

🖥️ Step-by-Step Guide to Apply

✅ Before You Start

• Scan your photo, signature, thumb impression, and handwritten declaration

• Keep valid email ID and mobile number active

• Ensure eligibility and document readiness

📝 Application Steps

1. Visit punjabandsindbank.co.in

1. Go to Recruitment section

1. Click on “Lateral Recruitment of Specialist Officers in MMGS II”

1. Click Apply Online

1. Register with basic details to get login credentials

1. Login and fill the form:

• Personal info

• Educational qualifications

• Work experience

1. Upload Documents:
• Photo (.jpg/.jpeg)
• Signature
• Thumb impression
• Declaration (PDF format)
1. Pay Fee Online:
• ₹850 for Gen/OBC/EWS
• ₹100 for SC/ST/PwBD
1. Submit and download application form

Printout can be taken until 25 October 2025.

FAQ

Can I apply for both Credit Manager and Agriculture Manager posts? Yes, but you must submit separate applications and fees for each post.

3. What is the minimum qualifying mark in the written test? You need to score 40% (UR/EWS) and 35% (SC/ST/OBC/PwBD) in each section to qualify.

4. Is there any age relaxation for reserved categories? Yes. Age relaxation is available:

• SC/ST: 5 years

• OBC (Non-creamy layer): 3 years

• PwBD: 10 years

• 1984 riot victims & Ex-servicemen: 5 years